Students on internship have been urged to take up a personal accident cover to cushion against expenses that may arise due to an accident during an internship or industrial attachment.
“Unpredictable and unfortunate incidents occur in the workplace. The comprehensive cover is meant to provide much-needed financial aid in the event of injury, disability, or death caused by accidents,” said CIC General Manager Marketing and Customer Experience, Mr. Joseph Kamiri while attending the Association of Insurance Brokers of Kenya (AIBK) annual regional conference held at the Leisure Lodge Resort in Diani.
He added, “Accidents occur during internship training and the personal accident cover steps in to cushion against expenses that may arise due to such incidents. This gives the employer and the student practicing confidence as they focus on improving capabilities in the job market. This ensures that the internship process is successful as the job market receives individuals skilled in their areas of learning which increases their chances of gaining employment.”
According to the 2019 Kenya National Census, at least 5.3 million youth or 38.9 percent of the 13,777,600 young Kenyans are jobless. This number might have grown significantly considering the effects of the COVID-19 pandemic and the subsequent tough economic times. Given this background, more training opportunities are required for individuals preparing to join the job market in order to gain the necessary skills for employment.
The personal accident cover assists in case of an accident in a business environment or institution where the student is under internship. The customer, who in this case is the student, has insurance coverage in case of permanent total disability, accident related medical expense, recommended artificial appliances, death, and funeral expenses.
The product has been designed to be affordable and within reach. A student is required to pay at least KShs 350 for the three months during internship. To increase access to services, CIC Group has made the product accessible in all its 25 branches across the country, as well as technology platforms such as the website where the cover can be purchased fully, making it convenient for the customer.
According to this year’s IRA half year report 2022, gross premium income for general insurance business amounted to KSHS. 92 billion. Local insurers continue to enjoy support from brokers who focus on different markets including the education sector.
![The signing ceremony took place in Kisumu, with Governor Prof. Anyang’ Nyong’o representing the county government and UN-Habitat Executive Director in Kenya, Anaclaudia Rossbach, signing on behalf of the UN agency. Under the agreement, both parties commit to jointly implementing the housing upgrade project, which Governor Nyong’o said will primarily target vulnerable groups. “The PINUA programme [is] designed to benefit the most vulnerable members of the community,” Nyong’o said, reaffirming his administration’s commitment to fostering sustainable neighborhoods equipped with essential services. Beginning November 1, 2025, the county government, working with UN-Habitat, will launch pilot projects in Kibuye Estate and Muhoroni Sub-County, based on designs and models developed through extensive public participation. The programme will focus on upgrading informal settlements by providing essential social infrastructure such as schools, sanitation facilities, affordable rental housing, early childhood development centres, and public open spaces. It also supports incremental housing models, allowing families to progressively build and eventually own decent homes. Rossbach emphasized UN-Habitat’s global commitment to driving transformative change in urban areas: “This partnership is crucial in advancing our new strategy, which focuses on improving housing access and digitally transforming informal settlements for everyone.” According to UN-Habitat housing architect Fred Omenya, the pilot phase will begin in January 2026 with the construction of two blocks of 24 housing units in Kibuye Estate.](https://businessinsights.africa/wp-content/uploads/2025/10/About-us-still-25957706200_7ca2db7e5e_k-80x60.jpg "Kisumu, UN-Habitat sign Ksh2.7bn deal for social housing upgrade")
