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International Civil Aviation Organization (ICAO) Council President: African airport capacity critical...

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The Airports Council International’s (ACI’s) Conference was declared open by the Secretary to the Government of the Federation of Nigeria, Mr. Boss Gida Mustapha,...

CrossBoundary Energy Access open sources their Project Financing Approach for Mini-grids...

Taxman loses court battle with Coca Cola

West & Central Africa Mining Summit & Expo (WaCA Mining 2025) returns next month 25-26 September 2025 at the Kempinski Hotel Gold Coast City in Accra, Ghana, heralding a critical juncture for the region’s mining sector. Why WaCA Mining Matters This Year As global demand shifts toward sustainable practices, WaCA Mining 2025 emerges as the definitive platform for unlocking African mineral potential—convening policymakers, mining professionals, financiers, and solution innovators around strategic action and investment. The West & Central Africa mining regions are undergoing bold transformations. In Ghana, Minister Emmanuel Armah-Kofi Buah reaffirmed Ghana’s commitment to ushering in sweeping reforms: “Ghana is not just a mining destination—we are proof that responsible investment and transformative development can go hand in hand.” He added: “We are currently very far advanced in renewing and reforming our mining policy... introducing cooperative mining to empower communities and ensure responsible and sustainable practices.” New Royalty models are being considered. These statements underscore Ghana’s transition toward responsible, community-driven resource governance, making WaCA Mining 2025 a timely convergence of policy, opportunity, and investment. Key highlights of WaCA Mining 2025 include:  Visionary perspectives on policy, partnerships, and investment strategies.  Spotlight on ESG compliance, local content, financing innovation, and infrastructure.  Insightful presentations on game-changing solutions for mining operations and sustainability  Exhibition Showcase: Innovative solutions powering the future of mining.  Networking Platform: Connecting stakeholders with mining projects across West & Central Africa. "Africa’s mineral wealth is at the heart of the global energy transition. WaCA Mining 2025 provides the platform for decision-makers to align strategies, mobilize capital, and unlock the full value of the region’s resources,” said Maggie Tan, CEO of Magenta Global Singapore, organisers of WaCA Mining. With West & Central Africa home to world-class gold, bauxite, manganese, iron ore, and critical minerals, the summit is set to highlight the region’s role in powering global green technologies and sustainable development.

11th West & Central Africa Mining Summit & Expo 2025 –...

1,600 Teams Register For Chapa Dimba Na Safaricom Tournament

LIFESTYLE NEWS

In the bustling Tushauriane area of Kayole, Embakasi, St. Patrick’s hospital is like an oasis in a desert. The level four hospital attends to thousands of patients in the densely populated Eastlands area. For the last 13 years, Ann Maina, the director and founder of the facility, has aspired to provide only the highest quality of care. Although the facility is widely known for its efficient services, it stands out when it comes to maternity care. From the onset, maternity care has always been dear to Mrs. Maina, a nurse. This was cemented into her heart after coming across debilitating and nerve-wracking experiences when she worked as a nurse in one of the local government hospitals. “The experience really left a bad taste in my mouth. I remember one time working in the maternity department, I witnessed nurses beating up an expectant mother in the delivery room. It was a heartbreaking moment for me and I really didn’t want to be part of that,” she recalls. Early in her career, she says she knew there was a way that mothers could deliver babies in a conducive environment, while receiving the best of care. “I felt that mothers should not suffer.” This prompted her to start a maternity home in her rented one-bedroom house, where she could afford mothers the best care she envisaged. For a start, she had a blood pressure monitoring machine, an examination bed and a drug cabinet. Her plan worked. Within a short time, more mothers visited her house, ready to deliver. “At one point, I had three expectant mothers coming to my house seeking assistance as they were ready for delivery. I handled them expertly. As others waited on the couch, I took in the first mother and she had a safe delivery. Within a short time, I ushered the rest into the delivery room and everything went well,” she shares. After making porridge for them, she discharged them after four hours. “Mothers need respect when giving birth. They need to be handled well.” With a vision, she realized that she was meeting a critical need in her society. Having tested the waters, she knew what needed to be done. “My patients needed to sleep on white sheets and pillows and once they have delivered, they need to be wheeled to their beds, be supported together with their babies, with lots of respect,” Naturally, expansion was in her mind, but there was a big problem; she had no money to expand. “I wanted to expand, but banks couldn’t give me money. Luckily, I had a Merry Go Round Chama that gave me some cash to expand.” Even with the cash injection from her Chama, she quickly found out that she couldn’t do more, especially when it comes to equipping a maternity unit. Seeing the potential of her dream, she decided to make a leap of faith and sold her house. With the proceeds, she then bought land and built structures at the current location. “I build the outpatients and the maternity section before the money ran out.” Despite the meager resources, Ann was motivated to keep going. At that point when she was starting out, she says she drew her motivation from the then president, Mwai Kibaki whose rallying call was to create over 500 000 jobs every year. “ I felt like the former president was talking to me directly, asking me to create jobs. With that I just went out and hired my first batch of professionals, including nurses, clinicians and doctors to help me run the show.” She remembers that the government of the day had made the business environment conducive, enabling businesses to make money. “Money became available to businesses through affordable bank loans”. What followed was a growth spurt that saw the business grow exponentially. Since its inception in 2012, St Patrick’s Hospital has become a household name in Kayole and environs. So phenomenal has been the growth that it has spawned a new branch. “As part of our expansion, we were able to buy land in Kenol, Muranga county and build and equip a fully fledged hospital, serving many people in the environs.” Mrs Maina attributes the hospitals' growth to sheer hard-work and determination. She appreciastes the fact that her husband joined and supported her to run the facility. “He could help from day one when I had to rush a patient to another facility in an ambulance. He was also instrumental in designing and building our facility.” Firstly, she says the hospital obtained favor from the locals, who patronized it. Secondly, the partnership with SafeCare, an international quality assurance and standards organization was a game changer. Once they joined SafeCare in 2012, Mrs Maina and her team were signed up for business and quality management training to improve their skills. The first step is assessment, which was an eye-opener for Mrs Maina. SafeCare found out that Ann and her team were not running the facility the right way. “We had no administration office, no systems. SafeCare helped them isolate the gaps and set in motion interventions in a bid to improve themselves. With this, they were able to streamline their record keeping, have audited accounts and a digitalized patient history. Next to identifying gaps, SafeCare provided St. Patrick’s hospital with practical tools, solutions and technical support, including access to finance. After the SafeCare intervention, Mrs Maina says her facility was able to obtain the first loan from Medical Credit Fund under the PharmAccess umbrella. It’s this experience that opened the doors for her to get credit from other institutions. She says that the impact of SafeCare was felt almost instantaneously. Shortly afterward, her facility was able to attract all the big insurers, as well as NHIF, a move that brought in many patients. “When the National Hospital Insurance Fund (NHIF) used to visit us for an evaluation, we never knew what they were looking for, and we didn’t know how to improve. After we started SafeCare and the NHIF visited us again, it was a whole new story’’. St. Patrick became NHIF accredited, ensuring a bigger client and income flow. Patient visits have risen from almost 600 to more than 2000 a month, especially now that they have also managed to contract corporate clients and private medical insurance companies. There’s no doubt that SafeCare has helped Ann to reposition her facility and increase its market value. Safecare also helped Ann and her team to mitigate risks in the workplace, especially by embracing handwashing and separating waste in color-coded bins. For Ann, running the hospital is not just a passionate endeavor, but one that should impact society. This explains why her facility hosts health campaigns to educate the community about hygiene. Safecare has certified the facility as a Level 4 but Mrs Maina is eager to go for the highest certification as well as be ISO-certified. “We have come a long way, and we are going far. Our aim now is to continue offering the highest quality of care to all patients, with dignity and respect.”
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St Patrick’s hospital: An oasis of quality care

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In the bustling Tushauriane area of Kayole, Embakasi, St. Patrick’s hospital is like an oasis in a desert. The level four hospital...
In the fertile plains of Mwea, Kirinyaga County, where endless rice paddies stretch beneath the gaze of Mount Kenya, Nice Digital City stands out like a beacon. Now a favorite stopover for Embu and Meru bound travelers, the city offers exquisite fine dining and entertainment facilities. The miles of rice paddies on both sides of the road is a feast for the eye. The endless green is only interrupted by human settlement and shopping centers. Nice digital city is not your usual shopping mall. It is more. You enter through the Shell petrol station where charming attendants will tenderly welcome and guide guests to where their needs will be met. Principally, it is a stopover joint for food and refreshments. But there is more. You will fuel your car, shop, eat, sleep, relax, let your kids roll and much more. Apart from Muammar Gaddafi and his female bodyguards, I do not know who else is as big on women empowerment like Nice Digital City. The waitresses and pump attendants are mostly women. In terms of customer experience Nice Digital City is as good as any five-star hotel in Nairobi. The focus is on speed, convenience and quality. You are served within two seconds of sitting down. The food itself is the stuff made for kings. There is this focus on cleanliness that goes beyond staff uniform to the restaurants themselves all the way to the restrooms where plenty of water and soap is their middle name. Nice Digital City is a bonanza for someone keen on the story of rural development and how enterprises are scaled up. With the rice economy at the center, Nice Digital City has become our best version of what Americans call motels. From a mere swamp to a shopping and entertainment village, Nice Digital City can be fashioned as a tourist stop for the development of local tourism around the Mount Kenya Circuit. It’s a product of one man’s ambition and vision to transform not just his own life but an entire community. Njiru Mkombozi, the founder of Nice Rice Millers and Nice Digital City rose from a struggling farmer to a leading agripreneur, proving that determination and innovation can turn even the humblest crop into gold. Njiru is a battle-hardened entrepreneur, having been in the trenches for long before finally striking gold. He says he tried his hand in eight failed ventures before finally succeeding. He started out in the 80’s when he was employed as a tailor. He later quit his job to try farming. He grew tomatoes and french beans on a 10-acre piece of land in Karaba village. With meagre earnings, he quit the farming venture and focused on selling second hand clothes, a business venture that only lasted for two months. With some savings, he then ventured into the agrochemicals industry by launching an agrovet that supplied pesticides to farmers. This business did not survive, thanks to what he terms as cut throat competition. Njiru would later venture into the Matatu industry, supply of construction materials and sand transport business before trying his hand in a brewery, which opened the way for his breakthrough. Once he had set up the brewery business, he failed to secure a license. Not one to give up, he converted the facility into a maize milling factory. With not enough rains, maize was doing badly in the area. However, he noticed that one crop was always thriving-rice. And farmers were having surplus harvests. Seeing a big gap, he converted his maize milling business into a rice miller and as they say, the rest is history. “Farmers were waiting for three months to have their rice milled at government-owned mills,” he said. Njiru was born into a family of small-scale rice farmers in Karaba village in Kirinyaga county. Like many in the region, his parents toiled under the sun, harvesting rice that middlemen bought at meager prices. After completing secondary school, Njiru took up farming but quickly realized that without value addition, farmers would always remain poor. When he finally had established his on rice mill, e as keen to uplift local farmers. Rice farmers could take their rice to him for milling, and before long, he was the go-to miller in the area. As rice milling gained traction, Mwea was fast becoming a stop over town for travelers willing to buy rice. Again, Njiru saw the opportunity to cash in and constructed a mall. Today, Nice Digital City is a haven for travelers. The property rests on 8 acres of land and is a major attraction to locals and travelers. Njiru's business empire comprises Nice Digital City, Nice Rice Mills, Nice Charcoal, Nice Mineral Water, Nice Bakeries and Nice Jikos. Nice Digital City has a supermarket, a 75-bed hotel, swimming pool, chemist and gardens, among other amenities. He says that visitors can freely use the gardens as long as they spend on food and drinks at the hotel. His business empire has over 80 permanent staff and about 5,000 others indirectly through transport and retail. Having made an impact, Njiru says he’s not yet done. He dreams of taking the Nice rice brand to every county through his wagons, an endeavor that’s already turning into a success.

Nice Digital City: A haven for travelers

Fred Okono: Visionary Leader Transforming Starehe Boys’ Centre and School

By Amos Wachira As we navigate an era of economic uncertainty and widening inequality, microfinance continues to stand as a beacon of hope for millions around the world. This issue of Business insights Africa Magazine delves into the transformative power of small-scale financial services, showcasing how access to credit, savings, and insurance can uplift individuals, families, and entire communities. Microfinance is more than just loans—it’s a tool for empowerment. For low-income entrepreneurs, especially women, a small loan can mean the difference between subsistence and self-sufficiency. It enables a seamstress to buy her own sewing machine, a farmer to purchase better seeds, or a street vendor to expand her inventory. These seemingly modest investments create ripple effects, fostering local economies and breaking cycles of poverty. In this edition, we highlight inspiring stories of borrowers who have turned microloans into thriving businesses, proving that financial inclusion is key to sustainable development. Yet, the microfinance sector is not without its challenges. High interest rates, over-indebtedness, and regulatory hurdles remain pressing concerns. Critics argue that some institutions prioritize profits over social impact, risking the very mission they were founded to serve. We examine these issues head-on, featuring Dr. Patrick Gthondu, chief Executive of Bimas Kenya on responsible lending practices and the evolving role of fintech in making microfinance more transparent and accessible. One of the most exciting developments in recent years is the fusion of microfinance with digital technology. Mobile banking, blockchain, and AI-driven credit scoring are revolutionizing how financial services reach the unbanked. In our cover story, we explore how fintech startups like SasaPay are bridging gaps left by traditional institutions, particularly in remote and underserved regions. These innovations are not just changing microfinance—they’re redefining financial inclusion altogether. As we look to the future, the potential for microfinance to drive social change has never been greater. Climate resilience loans, education financing, and health-related microinsurance are emerging as critical tools in addressing global challenges. We must continue to advocate for ethical practices, investor accountability, and policies that prioritize the underserved. At Business Insights Africa, we believe that finance, when wielded with purpose, can be a force for good. Whether you’re an investor, practitioner, or simply someone passionate about economic justice, we invite you to engage with these stories, share your insights, and join the conversation on how microfinance can build a more equitable world. Thank you for reading, and for being part of this mission. editor@businessinsights.africa

Commentary: Empowering Communities Through Microfinance

SanlamAllianz Kenya Group CEO Dr Nyamemba Patrick Tumbo said the name change aligns the local business with the broader continental strategy. He noted that the life and general insurance subsidiaries will continue to be led by Jacqueline Karasha and George Kuria. “The rebrand heralds a new dawn for us as SanlamAllianz, enhancing our corporate commitment to advance our market effectiveness in the provision of quality, client-focused life and general insurance products,” he said, adding that the firm will tap into the wider SanlamAllianz resources and technical know-how to deliver exceptional services and solutions. SanlamAllianz CEO Heinie Werth said the group aims to rank among the top three insurers in all its markets and will support the Kenyan unit in pursuing this goal.

SanlamAllianz Kenya targets top three insurance slot after rebranding

Mars Wrigley to invest Kes4.3bn in new Kenya sugar-free gum line

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Companies that ignore bulk SMS don’t know what they are missing!-InfinityTech

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  Is bulk SMS something you have ever thought of introducing to your marketing strategy? If not, you don’t know what you are missing. SMS notifications play...

“A SUSTAINABLE WORLD IS A TRANSFORMED AFRICA” -EQUITY GROUP’S BOLD VISION...

JAMBOJET INTRODUCES FLEXIBLE PAYMENT PLAN

Samsung Unveils Bespoke Consumer Electronics Range

Pan-African Bank Ecobank Wins Best Digital Strategy Award

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It’s time to change the paradox of sitting by the river...

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The just ended DRC Africa Business Forum promises the development of robust battery industry and a huge contribution to the electrification of transport systems,...

Building resiliency in times of uncertainty

Sanlam Opens Entries for 2021 Financial Journalism Awards

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PERFORMANCE TRAINING

Capacity Challenges Hindering Implementation of Data Protection Law

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Many organizations in Kenya are yet to start implementing the Data Protection Act (DPA) of 2019. PwC Kenya's Head of Legal & Regulatory, Compliance...

MERGER OF NIC AND CBA BANKS AGREED BY THE RESPECTIVE BOARD OF DIRECTORS

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Serving over 40 million customers in 5 countries the combined entity will be the largest bank in Africa by customers. NIC Group PLC (“NIC”) and...

PHANTOM X Receiving High Praise and Recognition by Global Tech Media

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Without a doubt, PHANTOM X has caught people’s attention as the hottest new smartphone in the market this summer. The surge in orders from...

KENYA REVENUE AUTHORITY WINS KSHS.2.5 BILLION SUGAR IMPORTATION COURT CASE

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The Kenya Revenue Authority (KRA) has won a KShs.2.5 billion Court case against sugar importer Darasa Investments Limited. KRA will therefore execute its mandate of...

Sanlam Kenya adopts a financial engineering strategy to accelerate growth and profitability

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Listed local non-bank finance solutions provider Sanlam Kenya PLC has formulated a business plan to accelerate the firm’s growth and profitability.
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Glovo to expand across Kenya

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Glovo has announced its operations will extend to the towns of Eldoret and Kisumu this month. The expansion in Kenya follows the firm’s launch in...
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