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Leading property developer Superior Homes Kenya has today signed a Memorandum of Understanding (MOU) with KCB Bank Kenya that will see the two institutions bridge the gap between property development and financing to boost uptake of real estate products in Kenya. The partnership will enable Superior Homes Kenya investors to access tailor-made mortgage products from KCB Bank, specifically designed to support the mid-income and premium housing market segments, which aligns with their shared vision of empowering more Kenyans to achieve homeownership while driving sustainable urban growth. This partnership comes at a time when Kenya’s real estate sector continues to experience significant economic growth, currently contributing 6.7 per cent to the country’s Gross Domestic Product (GDP), up from 4.1 per cent in 2020. Despite this growth, majority of Kenyans (88.6 per cent) still construct their homes over a long period, relying on personal savings rather than mortgage financing, due to limited access to structured financial solutions. This collaboration aims to bridge that gap by unlocking flexible financing for existing and potential homeowners looking to buy into Superior Homes developments. Speaking during the event, Superior Homes Kenya Chief Executive Officer Shiv Arora noted that the partnership marks a transformative milestone in the company’s mission to offer communities of value to their investors. “Our goal as a company is to create and drive the uptake of sustainable master-planned communities. Whether you are a first-time buyer, an investor, or living abroad, this partnership brings you one step closer to being a homeowner in a financially sustainable way, while also contributing meaningfully to the country’s housing agenda,” said Superior Homes Kenya Chief Executive Officer Shiv Arora. Under this deal, KCB Bank will offer competitive mortgage financing for Superior Homes Kenya’s pipeline of mid-tier and premium housing projects. This includes structured repayment plans, longer tenure options, and dedicated customer support to guide homebuyers through the application and approval process. “This partnership cements our relationship with Superior Homes in terms of being able to provide affordable housing for the populations in Kenya. Superior Homes has delivered timely and quality products over the last 20 years. Through this partnership, we are looking to offer the Kenya Mortgage Refinance Company (KMRC) mortgage facility which allows for 105 per cent borrowing. Not only are we will be offering loan facilities but also cover some of the closing costs which allow investors ease in their transition into homeownership,” said KCB Group Head of Projects and Investments Kenneth Luusa.

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